Factoring & Fuel Discounts
What is Factoring (in simple terms)?
Factoring is when a company (like RTS) pays you immediately for your unpaid freight invoices — instead of waiting 30, 60, or even 90 days for brokers or shippers to pay you.
How it works:
You deliver a load for a broker or shipper.
Instead of waiting for them to pay, you send the invoice to RTS.
RTS pays you the same day (usually up to 97-98% of the invoice).
RTS then collects the payment from your customer.
You get your money fast — and RTS handles the waiting and collecting.
Factoring Highlights – Made Simple
Same-Day Funding: You don’t wait weeks to get paid — you get your money the same day you invoice.
No Hidden Fees: What you see is what you get. No surprise charges.
Competitive Advance Rates: You get a big portion of the invoice upfront (typically around 90-98%).
No ACH or Upload Fees: RTS won’t nickel-and-dime you for transferring money or uploading your invoices.
Easy Online Access: Manage everything from your phone or computer. No paperwork headaches.
Fuel Card Benefits – Explained
RTS also offers a fuel card, which works kind of like a special credit card for fuel and maintenance. Here’s why it helps:
Save 25¢ per Gallon: Major savings at over 2,600 fuel stations across the country — this adds up fast.
Maintenance Discounts: Save money on repairs and tires at 200+ service centers.
$3,200/Truck/Week in Credit: Gives you a cushion if you need to fuel up before being paid.
No Annual Fees: No cost to keep the card active.
Flexible Payments: Pay the balance based on your schedule — not a strict due date.
Extra Services
RTS offers a bunch of tools to help make your day-to-day operations smoother:
Web & Mobile App Access: Keep track of loads, invoices, and payments wherever you are.
Credit Ratings on 90,000+ Brokers: Know who you're working with before you haul — avoid shady companies.
Free Load Board: Find available loads to haul, including suggestions for backhauls (so you're not driving empty).
Fleet Management Tools: Track trucks, loads, and handle invoicing all in one spot — no need for separate software.
Why This Matters for Small Carriers:
Whether you’re a one-truck owner-operator or a small fleet, cash flow is everything. Fuel, tolls, driver pay, and truck maintenance can pile up — but your customers often pay slow.
RTS helps bridge that gap — so you stay moving, earning, and growing.
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